Terms of use

Last updated: 19 June 2026

Moneybinder is operated by Rizwan Khalid. By using this website you agree to these terms.

Guidance only — not advice

Moneybinder's calculators provide estimates for general information only. They are not financial, tax, mortgage, investment or legal advice, and they do not take account of your personal circumstances. Always confirm figures with the relevant official source or a suitably qualified professional before making any decision. How each calculator works, and our sources, are set out on the methodology page.

Accuracy

We take care to use correct, up-to-date rates and formulas, but we cannot guarantee that every result is accurate or current. Tax rules and lender terms change, and real products (for example mortgages and loans) include fees, rate changes and conditions that a generic calculator cannot fully capture. The results may differ from what you actually pay or receive.

No liability

To the extent permitted by law, Moneybinder accepts no liability for any loss or damage arising from use of, or reliance on, the calculators or this website. You use the site at your own risk.

Acceptable use

You may use the calculators freely for personal and informational purposes. Please do not misuse the site, attempt to disrupt it, or scrape it at a scale that affects its availability for others.

Changes

We may update the site and these terms at any time. The current version always lives on this page. These terms are governed by the law of England and Wales.